Kate Pal, Com'05

Principal, Pal Insurance Services Ltd.
Kate Pal
As a Principal at Pal Insurance, Kate guides entrepreneurs, enterprising families, and successful professionals through their long-term financial and estate planning. She enjoys co-leading Pal Insurance with her father, Joe.  As a multigenerational family business, Pal Insurance has been specializing in the area of life insurance and estate planning for over forty years.
She assists her clients with articulating and clarifying their financial planning objectives, often in the areas of estate preservation, inter-generational transfers, succession planning, and philanthropy, and works with them to implement strategies to achieve those objectives. Kate believes that human and social priorities hold equal importance to technical facts and data.
Prior to joining Pal Insurance, Kate spent many years overseas working in private sector international development, an area she remains passionate about. She started her career issuing long-term debt to private companies in Latin America at The Dutch Development Bank (FMO). Kate later worked in private equity for the Manocap fund, buying and operating businesses in Sierra Leone.
With regards to professional designations in her field of expertise, Kate is a Certified Financial Planner (CFP), Chartered Life Underwriter (CLU), and Family Enterprise Advisor (FEA). The CLU is Canada’s premier wealth transfer and estate planning designation while the FEA uses a multi-disciplinary approach to providing collaborative and complementary advice to business family clients. Kate also holds an Honours BComm designation from Queens University (‘05).