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Government Student Financial Assistance (Loans and Grants)
Government Student Financial Assistance (Loans and Grants)
The federal and provincial governments provide student financial assistance for Canadian citizens and permanent residents studying at the post-secondary level. This assistance is intended to supplement student and family resources and recipients must demonstrate financial need. This assistance is offered in the form of repayable loans and in some cases may also include a limited amount of grant or bursary funding.
         
The appropriate provincial or territorial authorities will evaluate student applications and will provide funding. Funding options, eligibility criteria and regulations vary by jurisdiction. Students from Ontario will access government student financial assistance through the Ontario Student Assistance Program (OSAP): http://osap.gov.on.ca.  Students from a province or territory outside Ontario must apply for government student financial assistance through their home province.
         
Other government student financial assistance programs include:
        
Bursaries for Students with Disabilities (BSWD)
This program is designed to assist disabled students with disability-related costs of equipment and/or services associated with their participation in  post-secondary studies. Students must first apply for funding from their applicable government student financial assistance program (e.g. OSAP) for the current academic year and must demonstrate financial need. Students must also be registered with the Health, Counselling and Disability Services office at Queen’s University.
         
OSAP Child-Care Bursary
The OSAP Child-Care Bursary is provided to eligible Ontario students who, in relation to their participation in post-secondary studies, incur child-care costs for three or more children.
         
Ontario Special Bursary (OSB)
Ontario students with low income and enrolled in part-time studies (as defined by the government - maximum 59 percent of a full course load in each term of study), due to family responsibilities or other personal circumstances, may be eligible.  Students must be enrolled in a program leading to a degree or diploma and generally cannot have a previous post-secondary degree or diploma.
         
Part-time Canada Student Loan/Canada Study Grant (CSG) Program

Canadian citizens and permanent residents with low income and enrolled in part-time studies (as defined by the government - maximum 59 percent of a full course load in each term of study) may apply be eligible. Students must be residents of a province or territory that participates in the Canada Student Loans program. To qualify for the CSG students must be studying part-time due to family responsibilities or other personal circumstances.


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Commerce Awards & Financial Assistance Government Student Financial Assistance (Loans and Grants)