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Queen's University
 

Human Resources

Benefit Premiums Update for Members of the Group Benefit Plans

The Human Resources, Total Compensation unit recently concluded the annual review of the group benefit program with the University’s provider, Great-West Life. All premium rates will remain unchanged, effective July 1, 2014, are as follows:

Supplementary Medical

The University will continue to pay 100% of premium costs for all active employee groups. This includes coverage for Out of Canada emergency care and Vision Care. Retirees will continue with the current cost share arrangement of premiums. The rates for supplementary medical will remain unchanged. Monthly premiums are as follows:

Current Rate/New Rate
Employee Rate University Rate
Active Employees

$0.00 (single)

$0.00 (family)

$78.63 (single)

$163.73 (family)

Retirees (under 65)

$19.27 (single)

$67.60 (family)

$44.96 (single)

$157.72 (family)

Retirees (65+)

$11.87 (single)

$42.43 (family)

$27.69 (single)

$99.00 (family)

Semi-Private Hospitalization

This benefit is fully paid by participating employees. The rates for semi-private hospitalization will remain unchanged. Monthly premiums are as follows:

Current Rate/New Rate
Employee Rate University Rate
Active Employees

$5.29 (single)

$13.78 (family)

$0.00 (single)

$0.00 (family)

Retirees

$6.25 (single)

$16.30 (family)

$0.00 (single)

$0.00 (family)

Dental

The University will continue to pay 100% of premium costs for all active employees. The rates for dental will remain unchanged. Monthly premiums are as follows:

Current Rate/New Rate
Employee Rate University Rate
Active Employees

$0.00 (single)

$0.00 (family)

$51.40 (single)

$133.75 (family)

Basic Life Insurance

The rates for basic life insurance will remain unchanged. Monthly premiums are as follows:

Current Rate/New Rate
Maximum Coverage $200,000 Employee Rate University Rate
Active and Retired participants under age 65

$0.096/$1,000

$0.117/$1,000

Retired participants age 65 and over

$0.00/$1,000

$0.096/$1,000

Optional Life Insurance

This benefit is fully paid by participating employees and the rates will remain unchanged. Monthly premiums are as follows:

Current Rate/New Rate
Maximum Coverage $250,000 Age Employee Rate University Rate
Active Participants

0-39

40-44

45-49

50-54

55-59

60-64

65-70

$0.06/$1,000

$0.12/$1,000

$0.20/$1,000

$0.32/$1,000

$0.55/$1,000

$0.79/$1,000

$1.03/$1,000

$0.00/$1,000

$0.00/$1,000

$0.00/$1,000

$0.00/$1,000

$0.00/$1,000

$0.00/$1,000

$0.00/$1,000

Long Term Disability

The rate for long term disability will remain unchanged at 1.655% of a monthly salary. Maximum monthly salaries will be applied, if applicable. This benefit is fully paid by participating employees. As a result, income from this benefit is tax free.

For information on premium and benefit coverage details please review the Total Compensation Benefits page on the Human Resources web site or feel free to contact the Human Resources Department at 613-533-2070.

Queen's Human Resources
Fleming Hall, Stewart-Pollock Wing
Kingston, Ontario, Canada. K7L 3N6.
T: 613.533.2070 | F: 613.533.6196
hradmin@queensu.ca