Insurance and Risk Management

Insurance and Risk Management

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Private Automobile Usage

Drivers who choose to drive their own vehicle on university business must carry a minimum of $1,000,000 third party liability insurance.  In the event of a claim, the owner of the private automobile will be required to approach his/her own insurer for reimbursement of incurred expenses.  The driver must inform his/her insurance company when a personal vehicle is being used for business purposes and pay (if any) associated increased costs in the premium.  Queen's University is not responsible for these additional premium costs.

The university does not provide insurance coverage for the use of private automobiles on university business and cannot purchase liability insurance coverage on behalf of an owner of a personal vehicle thereby having no insurable interest. Furthermore, the university is not responsible for the maintenance of a personally owned vehicle. Queen's University accepts no liability for any loss, damage or injury that may result from the utilization of a personal vehicle for business purposes.