Students are expected to begin repayment of their OSAP loans 6 months after they cease to be a full-time student.
Students are in repayment to the National Student Loan Service Centre (1-888-815-4514). To manage the repayment of your government student loans, the National Student Loan Service Centre strongly recommends creating an online account, which can be done through their website. Your online account (which is different from your OSAP account) will include information on when your loans will enter repayment, the interest rate on your loans, important notices about your repayment, useful tools that will help you manage your loans (including updating your mailing address).
Information on the repayment process is also available on the OSAP website. More general information about the process of repayment is available on the Step 12: Repayment section, whereas specific information regarding the terms and conditions of repayment is available on the How Do I Repay my OSAP Loans? section.
Students will also find information in the repayment brochure created by the Student Awards Office.