Exploring Mortgages for Self-Employed Women

Are you a self-employed woman who's wondering about her mortgage options for residential or commercial properties? Join us to learn more!

About this event

Did you know mortgage qualifications and products can be different for entrepreneurs than regularly salaried individuals?

Join other women entrepreneurs from the WE-CAN community for a deep dive into both residential and commercial mortgages, including: how to be prepared, what alternative options are available, and what to expect during the process.

As an entrepreneur, you're in control of your day, your business and your finances – but now you have to prove that to a bank. Avoid the struggle and stress of self-employed mortgage products by being prepared.

Attend this workshop to understand the differences, options, and qualifications of residential mortgages and explore the opportunities of commercial mortgages to control your own business space.

Residential Mortgages

• Understand “The Big Five” lending qualifications for self-employed individuals so you can be prepared for your next mortgage, whether it be a purchase or refinance
• Explore the not-as-scary-as-you-think alternative lending solutions, and make an informed decision about what works best for you and your business
• Get a peak behind the curtain of how mortgages are actually qualified and what to expect during the process

Commercial Mortgages

• Explore the opportunities and benefits of owning your own commercial space
• Understand the differences between commercial and residential mortgages
• Be prepared for the process armed with knowledge about the additional steps and requirements for commercial purchases

Live Zoom transcription will be enabled during this event. Should you require other accessibility supports, please email kerry.ramsay@queensu.ca as soon as possible since advance notice is necessary to arrange for some accessibility services.

NOTE: Registered attendees will be emailed a Zoom link to the online session by separate email prior to the event.

 

ABOUT THE PRESENTERS:

Courtney Pozzo:

With her expertise and experience, Courtney Pozzo has made her mark in the mortgage industry. She began her career as a mortgage agent and in just one year, she rose through the ranks to become a Sales Team Lead for a brokerage that spanned Canada nationwide. In the fall of 2022, Courtney joined the Ontario East Team at CIBC as a Mortgage Advisor where she continues to serve Canadians in need of mortgage advice and services.

As someone who is dedicated to helping self-employed women achieve financial independence, Courtney brings years of experience in the mortgage industry to provide valuable insights and guidance. With her focus on client education and understanding of the mortgage qualification process, you can feel confident and prepared on your journey to owning your own space. Don't let the stress of self-employed mortgage products hold you back - allow her to help you achieve your goals and take control of your financial future.

Aleks Iankoulov

Aleks Iankoulov is an accomplished mortgage agent with a passion for empowering self-employed women to achieve their financial goals. With a stellar academic background, having graduated with Honours in Economics & Data Analysis from Brock University and a Post Graduate Certificate in Business Analytics, Aleks has honed her analytical skills and developed a deep understanding of the financial industry.

As part of the Lendfunds Group team at Mortgage Alliance, Aleks brings a wealth of knowledge and expertise to her clients. She understands that self-employed women face unique challenges when it comes to securing mortgages and is dedicated to finding tailored solutions that meet their individual needs. In addition, Aleks also has extensive knowledge in commercial and construction mortgages. Her understanding of the complexities of these types of mortgages can be invaluable to business owners who are looking to expand their operations or take on new projects.

 

ABOUT THE WE-CAN PROJECT:

The WE-CAN Project is led by Queen’s University and supported by the Government of Canada. Its mission is to inspire and empower existing and aspiring women entrepreneurs by providing them with tools, resources, expert mentors, networks and community building to expand existing businesses and to launch new ventures.

The Government of Canada, through FedDev Ontario’s Women Entrepreneurship Strategy (WES) Ecosystem Fund is providing $3.2 million for Queen’s University to design and deliver programs and services to accelerate, train, mentor and provide resources to women entrepreneurs and women-led companies in the community.

The focus of the WES strategy is to provide support to women entrepreneurs from diverse and underrepresented groups.