This course will explore why a range of fintech innovations (e.g., token-based economy) have struggled to prove their viability. Several reasons will be discussed including digital shifts being approached as technology solutions (ie., cryptocurrencies) as opposed to a digital business transformation initiatives, and the challenges of integrating department- specific digital initiatives so that new products and services give stakeholders (i.e., customers, employees) what they want and need. This course will culminate in a "Pitch Day" for the MFIT students.