Student AffairsCanada’s healthcare system is publicly funded which allows people to get necessary medical care services. Each province and territory issue their own health insurance plans, but coverage is provided if visiting out-of-province.
Basic and Supplementary Health Insurance
We have a two-tiered health care system which includes basic and supplementary health insurance.
Students must have basic health insurance to access publicly funded care such as primary health care visits, hospital services and stays. These are available to any Canadian citizen or permanent resident, and an equivalent plan is mandatory for international students.
Canadians returning from abroad or new permanent residents need to visit Service Canada with proof of status to get the Ontario Health Insurance Plan (OHIP).
Students who are permanent residents of Ontario will have provincial health insurance coverage called Ontario Health Insurance Plan (OHIP). Learn more about the OHIP including who qualifies, how to apply, and access the registration form.
Students insured through the Quebec RAMQ Health Insurance plan plan must pay for our services at the time of their appointment. A paid invoice document will be provided which students can submit online for 100% reimbursement. Funds received can be deposited into a registered bank account.
If upfront payment is a barrier, students should inform reception when booking.
Canadian students from outside Ontario are usually covered under their own provincial/territory plans but some require students to submit a letter of acceptance from the university and proof of registration for the current year to receive continued health insurance coverage.
We recommend students review the coverage available while studying out-of-province:
Students who are not covered under a Canadian Provincial or Territorial Health Insurance plan, including international students and exchange students, are required to enroll in the University Health Insurance Plan (UHIP).
For more information about the UHIP enrolment process through the International Centre.
Students are automatically enrolled in a supplementary health insurance plan that provides partial coverage for health, vision, dental, and travel. These plans are managed by student governments:
- Undergraduate students Alma Mater Society (AMS)
- Graduate students Society of Graduate and Professional Students (SGPS)
Students may also be covered by a parent or partner's supplementary insurance.